DhanRaahi App
Daily Rate
0.065%
Max Tenure
365 days
Intelligent Credit Solutions

Welcome to DhanRaahi

DhanRaahi is a smart revolving credit platform that brings complete clarity and control to your financial journey — accessible anytime, right from your device.

Once your profile passes a quick eligibility check, you gain immediate access to a dedicated credit limit within the app. Your funds remain on standby at no cost until you decide to use them. The power to borrow — and when — is entirely yours.

Learn More

Key Features

What Sets DhanRaahi Apart

01

Instant Credit Overview

Monitor your sanctioned credit limit, keep tabs on active usage, and review outstanding amounts — all consolidated in one streamlined, easy-to-read dashboard.

02

Borrow on Your Terms

Choose the exact moment you need funds and select the precise amount. DhanRaahi hands you full authority over the timing and size of every withdrawal.

03

Zero Hidden Charges

Every applicable rate, fee, and term is presented to you upfront and in plain language — so you always know exactly what you are agreeing to before proceeding.

04

Zero Idle Charges

Keeping your credit line open costs nothing. Interest and fees are only triggered on the specific days when your drawn funds are actually in use.

05

Enterprise-Grade Protection

Advanced encryption technology and round-the-clock security monitoring work together to keep your personal information and financial data fully safeguarded.

Product Overview

Credit Facility Breakdown

₹10K – ₹50K
Available Credit Range
365 days
Maximum Draw Period
0.065%
Per-Day Interest Rate
23.73%
Annual Percentage Rate Cap
As soon as you repay the amount you have drawn, your credit line is reinstated up to your approved limit, subject to your account status and the conditions applicable at that time.

Sample Scenario

Representative Cost Breakdown

The numbers below are for illustrative purposes only, demonstrating how daily interest accumulates under standard usage conditions.

₹10,000
Credit Amount
×
0.065%
Daily Rate
×
100
Days Used
=
₹650
Interest
Total Amount Due at Repayment ₹10,650

Interest accrues only for the precise number of days the drawn amount remains outstanding. Your final repayment figure will differ based on your actual usage duration and individual account terms.

Who Can Apply

Qualification Criteria

To unlock DhanRaahi's full suite of credit features, applicants are expected to fulfil the following foundational conditions:

Minimum Age

Applicants must have reached the age of 18 before they can register for and access DhanRaahi's credit offerings.

Government-Issued ID

A valid, unexpired identification document issued by a recognised government authority is mandatory for identity verification.

Assessment Approval

Applicants must successfully meet the evaluation standards established by DhanRaahi based on their submitted profile and review outcome.

Your Support, Our Priority

Whether you have questions about your account balance, need clarification on a charge, or want to understand how DhanRaahi works, our dedicated support team is standing by to guide you through every step.

Reach Us by Email
Drop us a message with your query and our team will respond as quickly as possible. We welcome all account-related enquiries, usage questions, and any feedback you wish to share.